Insurance Pricing

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1

Predictive Core (This Demo)

This POC demonstrates Layer 1 — the predictive core using Generalized Linear Models (GLM), the industry standard for actuarial pricing.

Inputs
Risk factors
→
Frequency
Poisson GLM
×
Severity
Gamma GLM
→
Premium
Pure price
2

Full AI Engine (After Training on ADIR Data)

Layer 2 activates once trained on ADIR data:

  • Machine learning models (Boosting, Random Forests)
  • Price optimization AI
  • Customer retention prediction
  • Fraud risk scoring
  • Segment profitability analysis

This is where the system becomes fully intelligent.

Dataset: French Motor Third Party Liability (freMTPL2) from OpenML